PayClaro

Industries We Serve

Payment Processing for Every Business Type

We specialize in merchant services for small businesses — based in Orlando, serving merchants nationwide. Pick your industry to see benchmark rates, common fee issues, and what a competitive plan looks like for your business.

Toast / Clover / Square decision

Restaurants

High-volume food service has some of the best interchange rates available, but tourism-exposed Central FL restaurants also carry the highest premium-card share. POS choice matters. Toast, Clover, and Square each price card mix differently.

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High-ticket, keyed-in transactions

Auto Repair

High ticket sizes with frequent keyed-in or card-not-present transactions. Flat-rate plans penalize keyed transactions at 3.5%+. Interchange-plus keeps the rate honest.

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Mobile & field-based payments

Home Services

Mobile readers, on-site card acceptance, and invoice-based billing for contractors, plumbers, HVAC, and cleaning services. Recurring-billing support if you do maintenance contracts.

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Card-present rate optimization

Retail

Card-present retail sees the lowest interchange rates. Flat-rate plans hide that advantage; interchange-plus passes it through. Inventory-linked terminals and compact countertop hardware.

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Mobile readers, no minimums

Food Trucks

Compact, mobile-first processing for food trucks and pop-up vendors. No monthly minimums that punish slow weeks. Square-compatible setups for mobile-heavy businesses.

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Predictable tickets, tip handling

Salons

Salons and spas run on predictable ticket sizes with a high debit card mix. Tip-prompt handling, appointment-linked POS, and no hidden monthly fees.

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STR / Airbnb / direct bookings

Vacation Rentals

Short-term rentals in Kissimmee, Celebration, and Orlando run on deposits, damage holds, and international cards. Lodging MCC, auth-holds, and direct-booking processing done right.

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Advance bookings, MCC 4722

Tour Operators

Airboat tours, charters, and I-Drive excursions sell today and deliver in March — which is why generic processors freeze their payouts. Travel-MCC accounts underwritten for advance bookings, international cards, and weather policies.

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Not sure where to start?

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