Terms of Service

Last updated: March 2026

About our tools

Claro provides free online tools including a Fee Calculator and Statement Analyzer. These tools are educational and intended to help business owners understand their payment processing costs. They are not financial advice, auditing services, or guarantees of savings.

AI-generated analysis

The Statement Analyzer uses artificial intelligence to extract and categorize fees from uploaded processing statements. While we aim for accuracy, AI analysis may contain errors. Statement formats vary across processors, and some fees may be miscategorized. Results should be used as a starting point for discussion with your processor or a payment specialist, not as a definitive audit.

No guarantees

Savings estimates shown by our tools are based on industry benchmarks and general competitive pricing data. Actual savings depend on your business type, card mix, transaction patterns, contract terms, and other factors. We do not guarantee specific savings amounts.

Processing Relationship

Claro is an independent sales organization (ISO) agent. Any processing agreements are between you and the applicable acquiring bank, not Claro directly.

Contact

Questions about these terms? Email hello@payclaro.com or call (407) 797-4573.